Property Purchase
Residential, commercial, industrial property, or similar, we can structure funding around any asset on your timeline.
Fast business and commercial finance and mortgages.
We connect borrowers with fast, structured capital for any business or commercial purpose. No financial statements or tax returns required.
More approvals. Less paperwork.
Fast Approvals
Quick Settlement
Loans from $20k - $50M
Fast, flexible finance when the banks slow you down
Private Financial provides finance and mortgage solutions without the strict credit policies and criterias that banks or mainstream lenders require.
We provide a different & fast alternative, with no financial statements, or tax returns required allowing for fast efficient finance, requiring minimal documentation.
Whether you’re securing your next investment property, bridging a funding gap, or need fast approval to move on an opportunity, we help you access capital quickly - without the red tape that holds most borrowers back.
Expert Loans, Built for You
1st Mortgages
Primary mortgage funding for property purchases or refinances.
- Term
- 6-36 months
- LVR
- Up to 80% LVR
2nd Mortgages
Second mortgage funding to release equity quickly.
- Term
- 6-36 months
- LVR
- Up to 80% LVR
Business Loans
Business funding for equipment, cash flow, or growth.
- Term
- 3-36 months
- LVR
- —
Caveat Loans
Short-term caveat loans for urgent funding needs.
- Term
- 3-12 months
- LVR
- Up to 85% LVR
More ways we can help
Talk to us about tailored options outside the main loan types - we’ll map what fits your situation.
- Refinancing
- Residual stock finance
- Debt consolidation
- ATO and creditor payment loans
- Startup finance
- And more
Finance for
Structured finance for most business and commercial purposes. If your scenario is not listed below, still call us and we can talk it through.
Business
Equipment, vehicles, acquisitions, and other operational funding to keep your business moving.
Debt consolidation
Bring existing business or commercial debt into one clearer structure with repayment terms that suit your cash flow.
Construction
Finance for builds, fit-outs, trades, and project costs from mobilisation through to completion.
Development
Land banking, subdivision, staged builds, and other property development scenarios.
Cash flow
Bridging or working-capital support when timing gaps, receivables, or seasonal demand need a practical buffer.
Refinance
Reset existing business or commercial property debt to release equity, improve repayment terms, or fund your next move.
Invoice & debtor finance
Bring forward cash from receivables or stabilise lumpy billing so you can meet payroll, suppliers, and growth without stretching other facilities.
How it works
Get funded in days, not weeks - four stages from first contact to settlement.
Step 1
Get your quote
Reach out by phone, email, or our online form. We respond with an indicative quote tailored to your scenario, without a lengthy back-and-forth.
Start your enquiryStep 2
Apply & assessment
Submit your application with supporting documents. Our credit team reviews your application and security before we move to an offer.
Step 3
Approval & documentation
Receive a letter of offer, often within hours. Once we have received your signed letter of offer, our solicitors then prepare and issue the mortgage documentation for signing.
Step 4
Settlement
Once documents are in place, funds are disbursed - often as fast as 48 hours from approval.
Talk to the teamReady to talk funding? Send us your requirements and we'll match you with a great loan quicker than the banks.
Start enquiryLet's get your loan started.
Complete the enquiry below and our team will contact you with next steps.
Looking to learn more about your finance & mortgage options?
Call us or lodge a fast enquiry online today for a strictly confidential consultation about your finance requirements.
Private Financial Pty Ltd ACN 689 471 574
Ground Floor 470 St Kilda Rd Melbourne Vic 3004
Monday to Friday, 8:30am - 5:30pm